Postscript : I have two credit cards, period. The other company, MBNA, just called, a courtesy call, to see if I needed anything. (Talk about timing!!) Fraud protection? I asked. Absolutely, you get 100% protection, they said. Great! Then they lowered my interest, which was low anyway, and added some other benefits. Which is good, since it's my primary credit card. [Thank you for your comforting comments. Bless you all!]
I want to salute my bank: TD-Canada Trust. I have been with them for more years than I can count, for good reason.
Last night, at midnight, a thief had a spree with my Visa card. My bank immediately put a hold on the card and called me this morning, because they know my patterns. I don't shop online at midnight for hundreds of dollars....
The card has been cancelled, traces have been put on the purchases, and I've been assured I am protected from any and all costs. On top of that, the bank representative who talked to me was very soothing and understanding.
Still and all, it's a terrible shock. Especially for someone as careful as I am with online shopping with a credit card.
On this day, March 25, many years ago, I suffered a burglary that took my husband's life. Let me tell you, the credit card shock was compounded by the memory of that date.
But, you count your blessings (in this case, my wonderful bank), have a hot cup of something, and slowly the shaking stops.
Have a very safe day!